Investment Disclaimer

1. General Disclaimer

The information, content, reports, and publications available on vikalpafinvest.com are provided solely for informational and educational purposes. Nothing on this Website constitutes personalised financial advice, investment recommendations, or an offer to buy or sell any financial product or security.

Vikalpa Finvest is an AMFI Registered Mutual Fund Distributor (ARN-0163) and is not a SEBI Registered Investment Adviser (RIA). Accordingly, any guidance provided is in the capacity of a distributor and not as an investment adviser.

2. Investment Risk Disclosure

All investments in mutual funds, insurance products, and other financial instruments involve risk, including the possible loss of principal. The value of investments may go up or down depending on various factors including:

• Market conditions and economic factors
• Interest rate movements
• Credit and liquidity risk
• Currency and geopolitical risk
• Fund-specific risks as detailed in the respective Scheme Information Document (SID)

Before making any investment decision, you are strongly advised to consult a qualified financial adviser and read all scheme-related documents including the Key Information Memorandum (KIM) and Statement of Additional Information (SAI).

3. No Guarantee of Returns

Any returns, projections, or illustrations shown on this Website — including those generated by our financial calculators — are hypothetical, based on assumed rates of return, and are not guaranteed. Actual returns may differ materially from those illustrated. The calculators are tools for planning purposes only.

4. Reports and Publications

Research reports, market commentaries, and publications available for download on this Website are prepared based on publicly available information and are for general informational purposes only. Vikalpa Finvest does not warrant the accuracy, completeness, or timeliness of any information in these publications.

5. Third-Party Content

Our Website may reference or link to third-party data, tools, or platforms (including live market data providers). Vikalpa Finvest does not guarantee the accuracy or reliability of third-party content and accepts no liability for errors or omissions therein.

6. Regulatory Information

• AMFI Registration: ARN-0163
• ARN Valid Till: 16 July 2027
• Registered Office: Rajkot, Gujarat, India

For regulatory information, grievance filing, and investor education, please visit www.amfiindia.com and www.sebi.gov.in.

7. Contact Us

If you have any questions about this Disclaimer, please contact us:

• Email: info@vikalpafinvest.com
• Phone: +91 98765 43210
• Address: Vikalpa Finvest, Rajkot, Gujarat, India