Privacy Policy

1. Introduction

Vikalpa Finvest ("we", "our", "us") is committed to protecting the privacy and security of your personal information. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website vikalpafinvest.com or use our services.

By accessing or using our website, you agree to the terms of this Privacy Policy. If you do not agree, please discontinue use of our website.

2. Information We Collect

We may collect the following types of information:

• Personal Identification Information: Name, email address, phone number, and other contact details you provide through our contact form or enquiry submissions.
• Financial Information: General information you share when enquiring about financial advisory services. We do not collect bank account details or payment card information through this website.
• Technical Data: IP address, browser type, operating system, pages visited, and time spent on our website — collected automatically via server logs.
• Cookies: We may use cookies to enhance your browsing experience. You may disable cookies in your browser settings.

3. How We Use Your Information

We use the information we collect to:

• Respond to your enquiries and provide financial advisory services
• Send you information about our services, reports, and updates (with your consent)
• Improve our website, products, and customer experience
• Comply with legal and regulatory obligations under SEBI, AMFI, and applicable laws
• Detect and prevent fraud or misuse of our services

4. Sharing of Information

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• Regulatory Authorities: As required by SEBI, AMFI, or any other statutory or regulatory body.
• Service Providers: Trusted third-party vendors who assist in operating our website or providing services, subject to confidentiality obligations.
• Legal Requirements: When required by law, court order, or governmental authority.

5. Data Security

We implement appropriate technical and organisational measures to protect your personal information against unauthorised access, alteration, disclosure, or destruction. However, no method of internet transmission or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Retention of Data

We retain your personal information only for as long as necessary to fulfil the purposes outlined in this Privacy Policy, or as required by applicable laws and regulations.

7. Third-Party Links

Our website may contain links to third-party websites (such as AMFI, SEBI, or fund house portals). We are not responsible for the privacy practices or content of those websites and encourage you to review their privacy policies.

8. Your Rights

You have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate or incomplete data
• Request deletion of your personal data, subject to legal obligations
• Withdraw consent for marketing communications at any time

To exercise any of these rights, please contact us at info@vikalpafinvest.com.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date. We encourage you to review this policy periodically.

10. Contact Us

If you have any questions or concerns regarding this Privacy Policy, please contact us:

• Email: info@vikalpafinvest.com
• Phone: +91 98765 43210
• Address: Vikalpa Finvest, Rajkot, Gujarat, India