Terms of Use

1. Acceptance of Terms

By accessing or using the website vikalpafinvest.com ("Website"), you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, you must immediately stop using the Website.

Vikalpa Finvest reserves the right to modify these Terms at any time. Continued use of the Website after any changes constitutes your acceptance of the revised Terms.

2. Nature of Services

Vikalpa Finvest is an AMFI Registered Mutual Fund Distributor (ARN-0163). The content on this Website is provided for general informational purposes only and does not constitute:

• Personalised investment advice or financial planning
• An offer or solicitation to buy or sell any securities or financial products
• A guarantee of returns or portfolio performance

Any investment decisions you make based on information from this Website are solely your responsibility.

3. Intellectual Property

All content on this Website — including text, graphics, logos, images, reports, and software — is the property of Vikalpa Finvest or its content suppliers and is protected by applicable intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works of any content without our prior written consent.

4. User Conduct

You agree not to:

• Use the Website for any unlawful purpose or in violation of any applicable laws
• Transmit any harmful, offensive, or disruptive content
• Attempt to gain unauthorised access to any part of the Website or its systems
• Use automated tools to scrape, crawl, or extract data from the Website without permission
• Impersonate any person or entity, or misrepresent your affiliation with any person or entity

5. Third-Party Links

Our Website may contain links to third-party websites, including fund houses, AMFI, SEBI, and regulatory portals. These links are provided for your convenience only. Vikalpa Finvest does not endorse and is not responsible for the content, accuracy, or practices of third-party websites.

6. Limitation of Liability

To the fullest extent permitted by law, Vikalpa Finvest and its officers, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use this Website or any content herein.

7. Disclaimer of Warranties

The Website and its content are provided on an "as is" and "as available" basis without any warranties of any kind, express or implied. We do not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components.

8. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in Rajkot, Gujarat.

9. Contact Us

For questions regarding these Terms of Use, please contact:

• Email: info@vikalpafinvest.com
• Phone: +91 98765 43210
• Address: Vikalpa Finvest, Rajkot, Gujarat, India